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Property Tools
Make smarter property decisions with fast, accurate calculators built for a global audience. More tools are added regularly.
Mortgages, loans, and payment planning.
Estimate monthly mortgage payments, total interest, and payoff based on price, down payment, rate, and term.
Calculate the Equated Monthly Installment for any loan amount, interest rate, and tenure.
Work out your down payment, loan amount, and how the deposit percentage affects your loan.
Estimate the closing costs and total cash needed to complete a property purchase.
Compare your current mortgage against a new rate to see monthly savings and the break-even point.
See how much interest and time you save by paying extra toward your mortgage each month.
Compare interest-only payments with the higher repayment that follows once the period ends.
Compare two mortgage offers side by side, including fees, to find the cheaper total cost.
Estimate property transfer tax or stamp duty using banded rates for major markets.
Find out whether mortgage insurance applies, what it costs monthly, and how to avoid it.
See a year-by-year breakdown of how your mortgage payments split between interest and principal.
Estimate the loan amount a lender may offer based on your income and existing obligations.
Calculate your loan-to-value ratio and see which lender risk band you fall into.
Work out the true cost of short-term bridging finance including interest and all fees.
Returns, yields, and property performance.
Measure gross and net rental yield to compare income potential across properties.
Calculate return on investment and cash-on-cash return for a property deal.
Estimate the capital gain (or loss) and gain percentage when selling a property.
Project the future value of an investment with contributions and compound growth.
Calculate capitalization rate and net operating income to compare investment properties.
Work out monthly and annual cash flow after mortgage, expenses, and a vacancy allowance.
Screen properties quickly using the gross rent multiplier, a fast relative-value metric.
Calculate the debt service coverage ratio lenders use to assess investment property loans.
Compare property prices against local rents to judge whether a market favors buying or renting.
Project a property's future value and total gain at an assumed annual appreciation rate.
Calculate your home equity and estimate how much you could borrow against it.
Find out whether a renovation adds more value than it costs before you commit.
Calculate the occupancy level a rental needs just to cover its costs and debt.
Discount future cash flows and sale proceeds to judge whether a deal beats your target return.
Project net income from a short-term rental after platform fees, cleaning, and fixed costs.
Affordability, budgeting, and decision tools.
Find out how much home you can afford based on income, debts, and down payment.
Compare the long-term cost of renting versus buying to guide your decision.
Measure your front-end and back-end debt-to-income ratios the way lenders do.
Find out how long it takes to save your target down payment with monthly contributions.
Add up your true monthly cost of ownership including tax, insurance, maintenance, and utilities.
See the monthly and yearly impact of a proposed percentage rent increase.
Everyday helpers for property calculations.
Estimate annual and monthly property tax from assessed value and tax rate.
Convert property prices between currencies using a reference exchange rate.
Calculate price per square foot or metre and see how much space your budget buys.
Convert between square feet, square metres, square yards, acres, and hectares.
Convert between metres, feet, yards, kilometres, and miles for plot and frontage dimensions.