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Calculate how much equity you hold in your property and estimate how much you could potentially borrow against it.
Often 80%–90% for equity borrowing.
Equity is the portion of your property you own outright: current market value minus what you still owe on your mortgage.
No. Lenders cap total borrowing at a maximum loan-to-value ratio, commonly 80% to 90%, and you must still meet affordability checks.
Disclaimer: This calculator provides estimates for informational purposes only and is not financial, tax, or legal advice. Verify figures with a qualified professional before making decisions.