Property Document Verification: Essential ChecklistBuying property requires careful attention to legal documents. Here's your complete checklist to ensure everything is legitimate and protected.
Essential Documents to Verify:
1. Title Deed - Proves ownership and clear history. Verify no liens or encumbrances.
2. Property Card - Shows property details with local authority.
3. Occupancy Certificate - Confirms the building is complete and authorized for occupation.
4. Tax Records - Check property taxes are up-to-date.
5. Possession Certificate - Legal permission to occupy the property.
6. Clearance Certificate - No outstanding dues to municipality or government.
7. Bank No Objection Certificate - If property has a loan, get NOC from bank.
8. Society Approval - For apartments, ensure society has approved the transaction.
Common Document Red Flags:
- Faded or tampered documents
- Unverified signatures
- Missing stamps or seals
- Discrepancies in property boundaries
- Multiple owners without consent
- Ongoing legal disputes
Verification Steps:
1. Visit municipal offices to verify ownership
2. Check land records for encumbrances
3. Verify documents with notary
4. Get lawyer to review all agreements
5. Confirm with society or RWA
6. Check for criminal history on property
7. Verify signatures with previous owners
8. Ensure all taxes and dues are cleared
Critical Legal Documents:
- Property agreement
- Power of Attorney (if applicable)
- Indemnity Bond
- Declaration of Possession
- NOC from previous lender
- Municipal clearance
Conclusion:
Don't rush document verification. Take time to review every detail with legal experts. At Lashkari Properties, we ensure complete transparency and proper documentation for every transaction.
Schedule your property verification consultation today! Before Signing
